Personal Finance
4 min read
Why You Shouldn’t Take a New Loan to Pay Off an Old One
Thinking of taking a new loan to repay an old one? Understand the risks and learn better ways to manage debt responsibly.
Articles Category: Personal Finance
Browse 8 articles related to personal-finance
Personal Finance
2 min read
GST 2.0: New Rates Effective from 22nd September 2025 – What Gets Cheaper and Costlier
With new rates kicking in from 22nd September 2025, daily essentials are cheaper while luxury goods will pinch your pocket. Here’s a simple breakdown of what this means for you.
Personal Finance
5 min read
Is Your Loan Agreement Legally Enforceable? Key Clauses Borrowers Should Watch in India
Loan agreements must meet standards of fairness and consent. Indian law allows borrowers to challenge hidden penalties, coercive terms, and arbitrary arbitration clauses in court.
Personal Finance
3 min read
The Silent Trap of EMI Culture and Credit Card Lifestyle
EMI culture and credit card lifestyles can silently trap you in a cycle of debt and stress. Learn why avoiding bad debt for liabilities is crucial, and how prioritising investments can protect your financial freedom.
Personal Finance
4 min read
Bride and Groom Loans: Legal Considerations in Weddings
Understand the legal and financial implications of taking a wedding loan. Learn about lenders, hidden costs, default risks, and smart legal precautions before borrowing.
Personal Finance
3 min read
Master Your Credit Card Debt Before It Masters You!
Struggling with credit card debt? Regain control with effective strategies like budgeting, paying more than the minimum, debt consolidation, and negotiating with creditors. Whether managing multiple cards or a personal credit card loan, these practical tips can help you reduce debt and achieve financial stability before it overwhelms you.
Personal Finance
5 min read
The Fine Print: Rights and Obligations of Borrowers in Loan Agreements
Understanding your rights and obligations as a borrower can help you navigate loan agreements with confidence and avoid unpleasant surprises down the line.
Personal Finance
3 min read
CO-LENDING MODEL: BANKS AND NBFCS JOIN HANDS
Co-lending allows banks and NBFCs to team up, offering easier loans with shared risk. It improves financial access, especially for underserved borrowers, while promoting tech-savvy lending. Though paperwork may increase, this partnership makes borrowing more flexible and inclusive. A financial revolution is underway
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